Agreement between User and Protocol Risk Managers (Pty) Limited
The Protocol Risk Managers (Pty) Ltd Website is comprised of various Web pages operated by Protocol Risk Managers (Pty) Ltd.
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The Protocol Risk Managers (Pty) Ltd Website is offered to you conditional to your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Protocol Risk Managers (Pty) Ltd Website constitutes your agreement to all such terms, conditions, and notices.
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Modification of these terms of use
Protocol Risk Managers (Pty) Ltd reserves the right to change the terms, conditions, and notices under which the Protocol Risk Managers (Pty) Ltd Website is offered, including but not limited to the charges associated with the use of the Protocol Risk Managers (Pty) Ltd Website.
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Links to Third Party sites
The Protocol Risk Managers (Pty) Ltd Website may contain links to other Websites (“Linked Sites”). The Linked Sites are not under the control of Protocol Risk Managers (Pty) Ltd and Protocol Risk Managers (Pty) Ltd is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Protocol Risk Managers (Pty) Ltd is not responsible for webcasting or any other form of transmission received from any Linked Site. Protocol Risk Managers (Pty) Ltd is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Protocol Risk Managers (Pty) Ltd of the site or any association with its operators.
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No unlawful or prohibited use
The Protocol Risk Managers (Pty) Ltd Website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
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Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
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Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
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Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
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Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
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Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
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Conduct or forward surveys, contests, pyramid schemes or chain letters.
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Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
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Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
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Restrict or inhibit any other user from using and enjoying the Communication Services.
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Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
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Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
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Violate any applicable laws or regulations.
Protocol Risk Managers (Pty) Ltd has no obligation to monitor the Communication Services. However, Protocol Risk Managers (Pty) Ltd reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Protocol Risk Managers (Pty) Ltd reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
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Protocol Risk Managers (Pty) Ltd reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Protocol Risk Managers (Pty) Ltd.’s sole discretion.
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Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Protocol Risk Managers (Pty) Ltd does not control or endorse the content, messages or information found in any Communication Service and, therefore, Protocol Risk Managers (Pty) Ltd specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Protocol Risk Managers (Pty) Ltd spokespersons, and their views do not necessarily reflect those of Protocol Risk Managers (Pty) Ltd.
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Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
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Materials provided to Protocol Risk Managers (Pty) Ltd or posted at any Protocol Risk Managers (Pty) Ltd website
Protocol Risk Managers (Pty) Ltd does not claim ownership of the materials you provide to Protocol Risk Managers (Pty) Ltd (including feedback and suggestions) or post, upload, input or submit to any Protocol Risk Managers (Pty) Ltd Website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Protocol Risk Managers (Pty) Ltd, its affiliated companies and necessary sub licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
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No compensation will be paid with respect to the use of your Submission, as provided herein. Protocol Risk Managers (Pty) Ltd is under no obligation to post or use any Submission you may provide and may remove any Submission at any time at Protocol Risk Managers (Pty) Ltd.’s sole discretion.
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By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
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Liability Disclaimer
The information, software, products, and services included in or available through the Protocol Risk Managers (Pty) Ltd website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Protocol Risk Managers (Pty) Ltd and/or its suppliers may make improvements and/or changes in the Protocol Risk Managers (Pty) Ltd website at any time. Advice received via the Protocol Risk Managers (Pty) Ltd website should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation. Protocol Risk Managers (Pty) Ltd and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the Protocol Risk Managers (Pty) Ltd website for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services and related graphics are provided “as is” without warranty or condition of any kind. Protocol Risk Managers (Pty) Ltd and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement. To the maximum extent permitted by applicable law, in no event shall Protocol Risk Managers (Pty) Ltd and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Protocol Risk Managers (Pty) Ltd website, with the delay or inability to use the Protocol Risk Managers (Pty) Ltd website or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Protocol Risk Managers (Pty) Ltd website, or otherwise arising out of the use of the Protocol Risk Managers (Pty) Ltd website, whether based on contract, tort, negligence, strict liability or otherwise, even if Protocol Risk Managers (Pty) Ltd or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of the Protocol Risk Managers (Pty) Ltd website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the Protocol Risk Managers (Pty) Ltd website.
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SERVICE CONTACT: info@protocoluma.co.za This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
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Termination/Access Restriction
Protocol Risk Managers (Pty) Ltd reserves the right, in its sole discretion, to terminate your access to the Protocol Risk Managers (Pty) Ltd Website and the related services or any portion thereof at any time, without notice.
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General
To the maximum extent permitted by law, this agreement is governed by the laws of South Africa. and you hereby consent to the exclusive jurisdiction and venue of courts in South Africa in all disputes arising out of or relating to the use of the Protocol Risk Managers (Pty) Ltd Website. Use of the Protocol Risk Managers (Pty) Ltd Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Protocol Risk Managers (Pty) Ltd as a result of this agreement or use of the Protocol Risk Managers (Pty) Ltd Website. Protocol Risk Managers (Pty) Ltd.’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Protocol Risk Managers (Pty) Ltd.’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Protocol Risk Managers (Pty) Ltd Website or information provided to or gathered by Protocol Risk Managers (Pty) Ltd with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Protocol Risk Managers (Pty) Ltd with respect to the Protocol Risk Managers (Pty) Ltd Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Protocol Risk Managers (Pty) Ltd with respect to the Protocol Risk Managers (Pty) Ltd Website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
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Copyright and Trademark Notices
All contents of the Protocol Risk Managers (Pty) Ltd Website are: Copyright © 2024 Protocol Risk Managers (Pty) Limited and/or its suppliers. All Rights Reserved.
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Trademarks
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.
At Protocol Risk Managers, your privacy is our priority. This page outlines our commitment to safeguarding your personal information.
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Data Collection
We collect data to enhance your experience and provide tailored services.
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Data Usage
Your data is used responsibly to improve our offerings and ensure your security.
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Our Commitment to Privacy
Protocol Risk Managers is dedicated to protecting your personal information. We collect data only to provide better services and ensure your safety. This policy explains what data we collect, how we use it, and the measures we take to protect it.
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Data Collection Practices
We may collect information such as your name, email address, and browsing behavior to personalize your experience. This data is gathered through forms, cookies, and direct interactions.
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Data Protection Measures
We implement robust security measures to protect your data from unauthorized access. Our protocols include encryption, secure servers, and regular security audits.​
Protocol Risk Managers is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience.
This Statement of Privacy applies to the Protocol Risk Managers (Pty) Ltd Web site and governs data collection and usage. By using the Protocol Risk Managers (PTY) Ltd website, you consent to the data practices described in this statement.
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Collection of your Personal Information
Protocol Risk Managers collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Protocol Risk Managers also collects anonymous demographic information, which is not unique to you, such as your Postal Code / ZIP code, age, gender, preferences, interests and favourites.
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There is also information about your computer hardware and software that is automatically collected by Protocol Risk Managers (Pty) Ltd. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Protocol Risk Managers (Pty) Ltd for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Protocol Risk Managers (Pty) Ltd web site.
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Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Protocol Risk Managers (Pty) Ltd public message boards, this information may be collected and used by others. Note: Protocol Risk Managers (Pty) Ltd does not read any of your private online communications.
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Protocol Risk Managers (Pty) Ltd encourages you to review the privacy statements of Web sites you choose to link to from Protocol Risk Managers (Pty) Ltd so that you can understand how those Web sites collect, use and share your information. Protocol Risk Managers (Pty) Ltd is not responsible for the privacy statements or other content on Web sites outside of the Protocol Risk Managers (Pty) Ltd and Protocol Risk Managers (Pty) Ltd family of Web sites.
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Use of your Personal Information
Protocol Risk Managers (Pty) Ltd collects and uses your personal information to operate the Protocol Risk Managers (Pty) Ltd Web site and deliver the services you have requested. Protocol Risk Managers (Pty) Ltd also uses your personally identifiable information to inform you of other products or services available from Protocol Risk Managers (Pty) Ltd and its affiliates. Protocol Risk Managers (Pty) Ltd may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
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Protocol Risk Managers (Pty) Ltd does not sell, rent or lease its customer lists to third parties. Protocol Risk Managers (Pty) Ltd may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Protocol Risk Managers (Pty) Ltd may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Protocol Risk Managers (Pty) Ltd, and they are required to maintain the confidentiality of your information.
Protocol Risk Managers (Pty) Ltd does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
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Protocol Risk Managers (Pty) Ltd keeps track of the Web sites and pages our customers visit within Protocol Risk Managers ((Pty) Ltd, in order to determine what Protocol Risk Managers (Pty) Ltd services are the most popular. This data is used to deliver customised content and advertising within Protocol Risk Managers (Pty) Ltd to customers whose behaviour indicates that they are interested in a particular subject area.
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Protocol Risk Managers (Pty) Ltd Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Protocol Risk Managers (Pty) Ltdor the site; (b) protect and defend the rights or property of Protocol Risk Managers (PTY) ltd; and, (c) act under exigent circumstances to protect the personal safety of users of Protocol Risk Managers (Pty) Ltd, or the public.
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Use of Cookies
The Protocol Risk Managers (Pty) Ltd Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Protocol Risk Managers (Pty) Ltd pages, or register with Protocol Risk Managers (Pty) Ltd site or services, a cookie helps Protocol Risk Managers (Pty) Ltd to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Protocol Risk Managers (Pty) Ltd Web site, the information you previously provided can be retrieved, so you can easily use the Protocol Risk Managers (Pty) Ltd features that you customised. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Protocol Risk Managers (Pty) Ltd services or Web sites you visit.
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Security of your Personal Information
Protocol Risk Managers (Pty) Ltd secures your personal information from unauthorized access, use or disclosure. Protocol Risk Managers (Pty) Ltd secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
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Changes to this Statement
Protocol Risk Managers (Pty) Ltd will occasionally update this Statement of Privacy to reflect company and customer feedback. Protocol Risk Managers (Pty) Ltd encourages you to periodically review this Statement to be informed of how Protocol Risk Managers (Pty) Ltd is protecting your information.
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Contact Information
Protocol Risk Managers (Pty) Ltd welcomes your comments regarding this Statement of Privacy. If you believe that Protocol Risk Managers (Pty) Ltd has not adhered to this Statement, please contact Protocol Risk Managers (Pty) Ltd at info@protocoluma.co.za. This e-mail address is being protected from spambots. You need JavaScript enabled to view it. We will use commercially reasonable efforts to promptly determine and remedy the problem