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Commercial

Secure Your Business with Confidence

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Quotation

For a personalised quotation, please contact our team - we're here to assist you with tailored solutions to meet your needs.

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Discover tailored cover for enterprises of all sizes and sectors.

Target Market

Fire Classes
Accidental Classes
Liability Classes
Building Classes
Personal Classes
Engineering
Contractors all risk

Target Risk

Commercial Property
Corporate Healthcare
Manufacturing
Retail
SM

Value Added Products

Geyser Replacement
Geyser Maintenance
Assistance

Automatic Extensions and Covers 

  • Escalator clause (excluding stock)

  • Sprinkler leakage

  • Stock declaration conditions

  • Accidental damage to water, sewerage, gas, electricity, and telecommunication connections

  • Disposal of salvage

  • Power surge

  • Capital additions up to a maximum of 25% of the sum insured

  • Passenger liability

  • Unauthorised passenger liability

  • Wreckage removal

  • General & tenants’ liability

  • Products liability

  • Employers’ liability

  • Theft of landlord’s fixtures and fittings

  • Theft of exterior fittings

  • Theft of piping and installation

  • Accountant’s Clause

  • Extended Cover for Past Employees Extension

  • Tenants

  • Trustees’ indemnity

  • Employers Liability

Underwritten  by Guardrisk Insurance Co Ltd FSP 75

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Looking for something specific? If you don’t see it here, just drop us a message at michelle@protocoluma.co.za – we’d be happy to assist!

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